Enjoy Pool & Paver Financing Options That Fit Your Budget

^**The Wells Fargo Outdoor Solutions® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).

^***The Wells Fargo Outdoor Solutions® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender.  Special terms apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). 

To qualify for financing with Lyon Financial, Lyon will evaluate your overall credit health. Typically, it looks for a debt-to-income ratio (DTI) of 60% or less, which will include the pool loan amount you are requesting. Lyon also looks at any negative blemishes on your credit report, including recent bankruptcies or liens. Lyon Financial will review your credit through a TransUnion report, however, its lenders may look to any of the other major reporting bureaus, including Equifax and Experian.

To ensure your credit does not take hit after hit, Lyon streamlines the qualification process by first running its credit check through TransUnion, then determining which of its lenders may best suit your needs. From there, that lender will run their own credit check. This is in contrast to other competitors who will run concurrent credit checks across multiple lenders, resulting in unnecessary hits to your credit score due to multiple inquiries.

* Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. Subject to credit approval. Conditions and limitations apply, including state restrictions. Advertised rates and terms are subject to change without notice. Exact interest rate determined by credit profile.

† Available on approved credit, not all will qualify. Minimum FICO of 820 required for 7.49% for a 15-year and 20-year loan term with a maximum loan amount of $200,000. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Payment example: Monthly payments for a $50,000 loan at 7.49% APR with a term of 15 years would result in 180 monthly payments of $463.22.

‡ Available on approved credit, not all will qualify. Minimum FICO of 800 required for 8.49% APR with a maximum loan term of 30 years and a maximum loan amount of $200,000. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Payment example: Monthly payments for a $100,000 loan at 8.49% APR with a term of 30 years would result in 360 monthly payments of $768.20.

LICENSES

NC #B-151024 AL #MC 22001

FL #F22000002849 SC #0635438

NC Branch ID: 1446463